The Fix-It Funds Home Improvement Loan Program enables eligible Stark County homeowners to repair or remodel their homes at interest rates up to 2% below the bank's current interest rate.  The Program is offered by Treasurer Alexander A. Zumbar with the authorization of the Stark County Commissioners.

Requirements are as follows:
  • All owner-occupied single-family and multi-family dwellings with a home value (not including land) of $250,000* or less are eligible.
  • Loans may be used for repairs, remodeling, property upgrades and code compliance with few restrictions. These may include: painting, wallpapering, lighting, flooring, plumbing, carpeting, furnaces, air conditioners, additions, decks, window and door replacements, roofing, siding, gutters, driveways and sidewalks. Such luxury improvements as swimming pools, satellite dishes and hot tubs are ineligible.
  • Loans can range from a minimum of $5,000 to a maximum of $50,000.
  • No maximum limit on borrower's income.
  • Real estate tax payments must be current on all Parcels owned by the taxpayer.
  • Funds are available on a first come, first served basis with Westfield Bank, First Commonwealth Bank or Farmer's National Bank.
  • Contact us to be put on our list to notify you when the program begins. .
* Stark County Auditor value
A limited amount of funding is available and loans will be approved and funded on a first-come, first-served basis. Mortgages are originated by Westfield Bank, First Commonwealth Bank, or Farmer's National Bank. All loans are subject to credit review and approval.
Please contact us if you have any additional questions.

Applications are available at Westfield Bank, First Commonwealth Bank or Farmer's National Bank in Stark County. The contacts for each bank are as follows:

Westfield Bank
Raquel Raderchak (NMLS #680960)
First Commonwealth Bank
Crystal Douglas
Farmer's National Bank
Joe Gerzina